ANALYSIS OF THE CURRENT STATE OF ACTIVE AND PASSIVE OPERATIONS IN COMMERCIAL BANKS

Abstract

The article analyzes statistical data on the management of active and passive operations in commercial banks, forms the theoretical views of foreign and domestic economists.

Scientific novelty of the research:

1. One of the main expected results of the transformation of commercial banks with the support of international financial institutions is based on the reduction of the state's share in a number of commercial banks, the introduction of international experience in attracting strategic investors with sufficient experience, knowledge and reputation;
2. When managing the assets and liabilities of the bank, first of all, it is necessary to analyze the factors of attracting the bank's resources, the stability of the resources of commercial banks has proven that it allows risk-free management of active operations.
3. The quality of management of the activities of commercial banks and the state of the external environment depend on the economic and political situation in the country, the level of development of the digital economy, and external relations.